BOOM

Trending Searches

    SUPPORT
    BOOM

    Trending News

      • Fact Check 
        • Fast Check
        • Politics
        • Business
        • Entertainment
        • Social
        • Sports
        • World
      • Law
      • Explainers
      • News 
        • All News
      • Decode 
        • Impact
        • Scamcheck
        • Life
        • Voices
      • Media Buddhi 
        • Digital Buddhi
        • Senior Citizens
        • Videos
      • Web Stories
      • BOOM Research
      • BOOM Labs
      • Deepfake Tracker
      • Videos 
        • Facts Neeti
      • Home-icon
        Home
      • About Us-icon
        About Us
      • Authors-icon
        Authors
      • Team-icon
        Team
      • Careers-icon
        Careers
      • Internship-icon
        Internship
      • Contact Us-icon
        Contact Us
      • Methodology-icon
        Methodology
      • Correction Policy-icon
        Correction Policy
      • Non-Partnership Policy-icon
        Non-Partnership Policy
      • Cookie Policy-icon
        Cookie Policy
      • Grievance Redressal-icon
        Grievance Redressal
      • Republishing Guidelines-icon
        Republishing Guidelines
      • Fact Check-icon
        Fact Check
        Fast Check
        Politics
        Business
        Entertainment
        Social
        Sports
        World
      • Law-icon
        Law
      • Explainers-icon
        Explainers
      • News-icon
        News
        All News
      • Decode-icon
        Decode
        Impact
        Scamcheck
        Life
        Voices
      • Media Buddhi-icon
        Media Buddhi
        Digital Buddhi
        Senior Citizens
        Videos
      • Web Stories-icon
        Web Stories
      • BOOM Research-icon
        BOOM Research
      • BOOM Labs-icon
        BOOM Labs
      • Deepfake Tracker-icon
        Deepfake Tracker
      • Videos-icon
        Videos
        Facts Neeti
      Trending Tags
      TRENDING
      • #Operation Sindoor
      • #Pahalgam Terror Attack
      • #Narendra Modi
      • #Rahul Gandhi
      • #Waqf Amendment Bill
      • #Arvind Kejriwal
      • #Deepfake
      • #Artificial Intelligence
      • Home
      • Explainers
      • Google Pay Adds Fees for Bill...
      Explainers

      Google Pay Adds Fees for Bill Payments via Cards: Who Pays and How Much?

      The fee, ranging from 0.5% to 1% of the transaction amount, will apply to payments made using debit and credit cards via Google Pay.

      By -  Hera Rizwan
      Published -  10 March 2025 1:42 PM IST
    • Boomlive
      Listen to this Article
      Google Pay Adds Fees for Bill Payments via Cards: Who Pays and How Much?

      Google Pay Adds Convenience Fee for Card-Based Bill Payments, Joining Paytm, PhonePe

      • Google Pay introduces convenience fees for utility bill payments (electricity, water, gas) when paid via credit or debit cards.
      • Paytm and PhonePe already charge similar fees for bill payments and recharges using credit/debit cards.
      • Regular UPI transactions from linked bank accounts remain free for peer-to-peer (P2P) and merchant (P2M) payments.

      Google Pay has introduced a convenience fee for utility bill payments—including electricity, water, and cooking gas—when paid using credit or debit cards. The fee ranges between 0.5% and 1% of the transaction amount, plus applicable Goods and Services Tax (GST).

      This follows Google Pay’s 2023 decision to implement a convenience fee of Rs 3 for mobile recharges.

      With this change, Google Pay aligns with other digital payment platforms like Paytm and PhonePe, which already impose similar charges. PhonePe applies convenience fees on card-based transactions for select bill payments, including water, piped gas, and some electricity bills.

      Paytm, on the other hand, charges a platform fee ranging from Rs 1 to Rs 40 for mobile recharges via UPI and bill payments, covering utilities like gas, water, and credit card payments.

      Also Read:How Political Artists Are Evading Bias And Censorship On Instagram

      How Does the Fee Work on Google Pay?

      According to Google Pay’s Pay Bills support terms and conditions, users can pay bills for mobile, TV, electricity, water, and gas through the platform. However, a convenience fee applies when using a credit, debit, or RuPay card for these payments.

      The fee amount varies based on factors like the bill amount. Google Pay ensures transparency by notifying users of the exact charge before they complete the transaction.

      Are UPI Transactions Between Bank Accounts Still Free?

      Yes, UPI transactions between bank accounts remain free for regular users. If you make payments using UPI directly from your linked bank account, no extra charges apply.

      When using UPI apps like Google Pay, PhonePe, Paytm, or BHIM UPI and selecting a bank account as the payment source, users can:

      - Send money to other bank accounts (P2P) for free.

      - Pay merchants (P2M) using UPI without charges.

      - Scan QR codes and make UPI payments directly from their bank accounts at no cost.

      Also Read:‘When They See My Work, They See My Name’: Vikatan Cartoonist On Modi-Trump Satire

      When Do UPI Charges Apply?

      The National Payments Corporation of India (NPCI), the body governing UPI, ensures that bank-to-bank UPI transactions remain free to promote digital payments. While it has not directly imposed charges on users, it allows platforms to apply fees in specific cases:

      Interchange Fees for High-Value Merchant Transactions (Businesses Only)

      NPCI introduced an interchange fee of up to 1.1% on UPI payments made via RuPay credit cards and certain wallet-based transactions.

      This fee is paid by businesses (merchants), not regular users.

      It applies mainly to transactions exceeding Rs 2,000, including retail purchases and some online payments.

      Fees on UPI Wallet Transactions

      Some platforms charge a fee when users add money to digital wallets (e.g., Paytm Wallet, PhonePe Wallet) using UPI.

      However, wallet-to-wallet transfers and UPI transactions from linked bank accounts remain free.

      Lastly, the charges on UPI payments made via credit and debit cards—recently introduced by Google Pay—are already in place on Paytm and PhonePe.

      UPI Charges Breakdown: Who Pays What?



      Also Read:Blacklisting, Chargebacks, Penalties: What Are The New FASTag Rules?


      Tags

      Google PayPhonePePaytmUnified Payments Interface
      Read Full Article
      Next Story
      Our website is made possible by displaying online advertisements to our visitors.
      Please consider supporting us by disabling your ad blocker. Please reload after ad blocker is disabled.
      X

      Subscribe to BOOM Newsletters

      👉 No spam, no paywall — but verified insights.

      Please enter a Email Address
      Subscribe for free!

      Stay Ahead of Misinformation!

      Please enter a Email Address
      Subscribe Now🛡️ 100% Privacy Protected | No Spam, Just Facts
      By subscribing, you agree with the Terms & conditions and Privacy Policy connected to the offer

      Thank you for subscribing!

      You’re now part of the BOOM community.

      Or, Subscribe to receive latest news via email
      Subscribed Successfully...
      Copy HTMLHTML is copied!
      There's no data to copy!