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Fast Check

Google Pay Not Protected By The RBI? Viral Claim Is False

The claim misrepresents a story, saying the GPay is not protected by the RBI since it is not a payment systems operator.

By - Mohammed Kudrati | 10 July 2021 12:17 PM GMT

Claim

Google Pay Is Not A Payment System Operator And Is Thus Not Protected By The RBI

Fact

The claim misrepresents a story in India Today where Google Pay tells the Delhi HC that it is not a payments operator but an authorised third-party provider of UPI and was viral in 2020. BOOM found that while UPI is developed for banks, third-party entities can facilitate them through banking partners called 'PSPs', making UPI transactions secured and eligible for redressal through the RBI.

To Read Full Story



Tags:

Google PayGPayGoogleRBIUnified Payments InterfaceUPIBanking System

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